How can customers settle the jewel loan and get back the gold ornaments?
The member has to submit the Passbook (given to them [...]
Whether partial payments of Jewel loan and interest are accepted?
Members are free to repay part amount of loan and/or [...]
Is there any maximum and minimum limit for availing gold loan? What about the tenure of the loan, lock-in period, and prepayment penalties?
Kovai Tech Nidhi Ltd Gold loans may be availed for [...]
How do I repay my gold loan?
You are aware that the tenure of the loan is [...]
Do I require a guarantor or introducer for availing gold loan? Do I need to open an account with a bank?
Unlike other loans, there is no need for either a [...]
Are the pledged gold ornaments safe and secure with KTNL?
We know that these gold ornaments are very precious and [...]
How long will it take for me to get my gold loan?
Once you submit your Application Form, Demand Promissory Note and [...]
What is the tenure of GOLD loans?
Our gold loan products have a maximum tenure of one [...]
What is the rate of interest charged on such gold loans? How is the interest calculated?
Our base rate of interest for gold loan is 12 [...]
What are the documents require for taking loan against gold ornaments? Are there any end-use restrictions involved?
To abide by the KYC (Know Your Customer) Policy of [...]
